CodeRush is integrated into the IDE, "bringing you new ways to look at code, new ways to generate code, new ways to navigate through code, and new ways to create your own extensions to your development environment." It is very configurable. There is also a nice training window that will help remind you of what keystrokes to press to generate code. Once you have the keystrokes mastered, you can turn it off.
Refactor! Pro is just unbelievable. It provides over 50 refactorings built-in that work with C#, VB, and C++. At the heart of this product is the mindset that you should never lose workflow with modal dialogs. The result is a thing of beauty, with some of the best eye candy out there. Beauty is fine, but I really want a tool that doesn't miss refactorings, and this tool has proven incredibly reliable on that side as well. For a quick overview of Refactor, check out this 3 Minute Overview on MSDN.
Disclaimer The opinions expressed herein are my own personal opinions and do not represent my employer's view in any way.